:root {
    --og-primary: #155d3e;
    --og-primary-hover: #114a31;
    --og-secondary: #e2e8f0;
    --og-text: #334155;
    --og-text-light: #64748b;
    --og-bg: #f8fafc;
    --og-white: #ffffff;
    --og-border: #cbd5e1;
    --og-error: #ef4444;
    --og-success: #22c55e;
    --og-border-radius: 8px;
    --og-font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

#og-insurance-wizard {
    font-family: var(--og-font-family);
    color: var(--og-text);
    background-color: var(--og-bg);
    padding: 40px 20px;
    box-sizing: border-box;
}

#og-insurance-wizard * {
    box-sizing: border-box;
}

/* Stepper */
.og-stepper {
    display: flex;
    align-items: center;
    justify-content: center;
    max-width: 800px;
    margin: 0 auto 10px;
}

.og-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    z-index: 2;
}

.og-step-icon {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background-color: var(--og-secondary);
    color: var(--og-text-light);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    font-size: 14px;
    transition: all 0.3s;
}

.og-step.active .og-step-icon,
.og-step.completed .og-step-icon {
    background-color: var(--og-primary);
    color: var(--og-white);
}

.og-step-label {
    position: absolute;
    top: 40px;
    font-size: 12px;
    white-space: nowrap;
    color: var(--og-text-light);
    font-weight: 500;
}

.og-step.active .og-step-label {
    color: var(--og-primary);
    font-weight: 600;
}

.og-step-line {
    flex-grow: 1;
    height: 4px;
    background-color: var(--og-secondary);
    margin: 0 10px;
    transform: translateY(-8px);
    transition: all 0.3s;
}

.og-step-line.completed {
    background-color: var(--og-primary);
}

.og-stepper-progress-text {
    text-align: center;
    font-size: 13px;
    color: var(--og-text-light);
    margin-bottom: 40px;
    margin-top: 30px;
}

/* Form Container */
.og-wizard-body {
    background: var(--og-white);
    border-radius: 12px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.05);
    margin: 0 auto;
    padding: 40px;
    width: 100%;
}

/* Headers */
.og-step-header {
    text-align: center;
    margin-bottom: 30px;
}

.og-icon-wrapper {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: #eef2f0;
    color: var(--og-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 15px;
}

.og-icon-wrapper svg {
    width: 24px;
    height: 24px;
}

.og-step-header h2 {
    margin: 0 0 10px;
    font-size: 24px;
    color: #1e293b;
}

.og-step-header p {
    margin: 0;
    color: var(--og-text-light);
    font-size: 15px;
}

/* Form Groups */
.og-form-group {
    margin-bottom: 25px;
}

.og-form-group label {
    display: block;
    margin-bottom: 8px;
    font-size: 14px;
    font-weight: 600;
    color: #475569;
}

.og-required {
    color: var(--og-error);
}

.og-form-group input[type="text"],
.og-form-group input[type="email"],
.og-form-group input[type="number"],
.og-form-group select {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid var(--og-border);
    border-radius: var(--og-border-radius);
    font-size: 15px;
    font-family: inherit;
    transition: border-color 0.2s;
    background: var(--og-white);
}

.og-form-group input:focus,
.og-form-group select:focus {
    outline: none;
    border-color: var(--og-primary);
    box-shadow: 0 0 0 3px rgba(21, 93, 62, 0.1);
}

/* Buttons */
.og-btn {
    background: var(--og-primary);
    color: var(--og-white);
    border: none;
    padding: 14px 24px;
    border-radius: var(--og-border-radius);
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    font-family: inherit;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.og-btn:hover {
    background: var(--og-primary-hover);
}

.og-btn-primary {
    background-color: var(--og-primary);
    color: var(--og-white);
}

.og-btn-light {
    background: #e2e8f0;
    color: var(--og-text);
}

.og-btn-light:hover {
    background: #cbd5e1;
}

.og-btn-orange {
    background: #ea580c;
    color: white;
}

.og-btn-orange:hover {
    background: #c2410c;
}

.og-btn-outline {
    background: transparent;
    border: 1px solid var(--og-primary);
    color: var(--og-primary);
}

.og-btn-outline:hover {
    background: #eef2f0;
}

.og-btn-selected {
    background: var(--og-primary);
    color: white;
    border: 1px solid var(--og-primary);
}

.og-btn-primary:hover {
    background-color: var(--og-primary-hover);
}

.og-btn-secondary {
    background-color: var(--og-secondary);
    color: var(--og-text);
}

.og-btn-secondary:hover {
    background-color: #cbd5e1;
}

.og-btn-full {
    width: 100%;
}

.og-form-actions {
    margin-top: 40px;
}

.og-actions-split {
    display: flex;
    justify-content: space-between;
}

/* Cards (Plans & Payments) */
.og-plan-cards, .og-payment-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 140px), 1fr));
    gap: 15px;
}

.og-plan-card {
    border: 1px solid var(--og-border);
    border-radius: 12px;
    padding: 20px;
    text-align: center;
    cursor: pointer;
    transition: all 0.2s;
    position: relative;
    background: var(--og-white);
    display: flex;
    flex-direction: column;
}

.og-plan-card:hover {
    border-color: var(--og-primary);
}

.og-plan-card.active {
    border-color: var(--og-primary);
    border-width: 2px;
    box-shadow: 0 4px 12px rgba(21, 93, 62, 0.1);
}

.og-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--og-primary);
    color: white;
    font-size: 11px;
    padding: 4px 10px;
    border-radius: 20px;
    font-weight: 600;
}

.og-plan-icon {
    font-size: 24px;
    color: var(--og-primary);
    margin-bottom: 10px;
}

.og-plan-card h4 {
    margin: 0 0 15px;
    font-size: 16px;
}

.og-plan-card ul {
    list-style: none;
    padding: 0;
    margin: 0 0 20px;
    text-align: left;
    font-size: 13px;
    color: var(--og-text-light);
    flex-grow: 1;
}

.og-plan-card ul li {
    padding: 8px 16px;
    font-size: 14px;
    width: 100%;
}

.og-btn-selected {
    background: var(--og-primary);
    color: white;
    border: 1px solid var(--og-primary);
    padding: 8px 16px;
    font-size: 14px;
    width: 100%;
}

/* Payment Cards */
.og-payment-card {
    border: 1px solid var(--og-border);
    border-radius: 8px;
    padding: 15px;
    text-align: center;
    cursor: pointer;
    transition: all 0.2s;
}

.og-payment-card.active {
    border-color: var(--og-primary);
    background: rgba(21, 93, 62, 0.05);
}

.og-payment-card strong {
    display: block;
    margin-bottom: 5px;
}

.og-payment-card small {
    color: var(--og-text-light);
}

/* Applicant Details */
.og-applicant-details {
    border: 1px solid var(--og-border);
    border-radius: 8px;
    padding: 20px;
    background: var(--og-bg);
}

.og-applicant-title {
    font-size: 12px;
    font-weight: 700;
    color: var(--og-primary);
    margin-bottom: 15px;
}

.og-applicant-row {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 15px;
}

/* Checkbox Cards */
.og-checkbox-card {
    border: 1px solid var(--og-border);
    border-radius: 8px;
    padding: 20px;
    margin-bottom: 20px;
    background: var(--og-bg);
    transition: all 0.2s;
}

.og-checkbox-label {
    display: flex;
    align-items: flex-start;
    cursor: pointer;
}

.og-checkbox-label input {
    margin-top: 5px;
    margin-right: 15px;
    width: 18px;
    height: 18px;
    accent-color: var(--og-primary);
}

.og-checkbox-content strong {
    display: block;
    margin-bottom: 5px;
    font-size: 15px;
}

.og-checkbox-content p {
    margin: 0;
    font-size: 14px;
    color: var(--og-text-light);
}

/* Summary Box */
.og-summary-box {
    border: 1px solid var(--og-border);
    border-radius: 12px;
    padding: 30px;
    text-align: center;
    margin-top: 30px;
}

.og-summary-price {
    font-size: 32px;
    font-weight: 700;
    color: #1e293b;
    margin: 10px 0;
}

.og-summary-included {
    display: inline-block;
    background: #eef2f0;
    color: var(--og-primary);
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    margin-top: 10px;
}

/* Review Step Styles */
.og-review-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    margin-bottom: 30px;
}

.og-review-item {
    background: var(--og-bg);
    padding: 15px;
    border-radius: 8px;
}

.og-review-item label {
    display: block;
    font-size: 11px;
    text-transform: uppercase;
    color: var(--og-text-light);
    margin-bottom: 5px;
    font-weight: 600;
}

.og-review-item strong {
    font-size: 15px;
    color: #1e293b;
}

/* Grid Helpers */
.og-grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 120px), 1fr));
    gap: 15px;
}

.og-grid-4 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 100px), 1fr));
    gap: 10px;
}

/* Responsive */
@media (max-width: 768px) {
    .og-applicant-row {
        grid-template-columns: 1fr;
    }
    .og-review-grid {
        grid-template-columns: 1fr 1fr;
    }
    .og-grid-3 {
        grid-template-columns: 1fr;
    }
    .og-grid-4 {
        grid-template-columns: 1fr 1fr;
    }
    .og-step-label {
        display: none;
    }
    .og-wizard-body {
        padding: 20px;
    }
}

@media (max-width: 480px) {
    .og-review-grid {
        grid-template-columns: 1fr;
    }
    .og-grid-4 {
        grid-template-columns: 1fr;
    }
    .og-actions-split {
        flex-direction: column-reverse;
        gap: 15px;
    }
    .og-actions-split button {
        width: 100%;
    }
    .og-summary-box {
        padding: 15px;
        margin-top: 20px;
    }
    .og-summary-box h3 {
        font-size: 16px;
        margin: 10px 0;
        word-break: break-word;
    }
    .og-summary-price {
        font-size: 24px;
        word-break: break-all;
    }
    .og-payment-cards {
        grid-template-columns: 1fr;
    }
}